Hubby’s grandmother now 64, who is living alone in her home wants to go on singles vacation, but doesn’t have sufficient money to pay the expenses. Unfortunately, she doesn’t have huge retirement savings to deal with it. Also, she doesn’t want to bother her one and only child with the expenses. She knows it will be a pain for her child who now has a family of six. But, it’s her longtime dream to travel. So, she is looking for ways to get money without having to bother anybody.
If she is just living in the US, I could have suggested the use of reverse mortgage. By definition, a reverse mortgage is a special type of home loan that lets homeowners converts a portion of the equity in their home into cash. Homeowners can access a portion of their equity that built up over the years. In contrast to traditional home equity loan or second mortgage, no repayment of the mortgage (principal or interest) is required until the borrower dies or the home is sold in reverse mortgage. But, since the home serves as collateral, it must be sold in order to repay the mortgage when the borrower dies.
For sure grandma will qualify in this type of loan. She is more than 62 years old, owns the home and is living in the home, which are the requirements needed to be eligible. I guess mother-in-law won’t mind it since she already owns a house of her home. And, I’m certain she wants to bring happiness to her mom. [Read more...]
You will also want to think about the things that you bring on the trip as well. You will want to bring plenty of things that you will need like disposable diapers, but you will also find that you can rent a lot of the furniture needed for the baby like a stroller or crib. You will want to make sure that you bring your medication for the children and also be prepared for anything by bringing a first-aid kit. You will also need to ask how you can sterilize or prepare the bottles at the hotel too.
Yesterday, hubby excitedly told me about an offer he is trying to close. He said that if he can successfully make the deal, he will let me shop whatever I want. The news of it also excites me and I can’t wait for it. If I can only help him, then I would, sadly I can’t. So, I’ll just wait for the outcome, which I’m praying for the good one.
Weeh… I’m happy to share that I indeed maintain great shape. It’s been quite a while since the last time I talked about my weight. Well, I’m pretty sure I mentioned a few months ago that I was able to lose some pounds, which makes me really proud and happy. Maintaining is also as difficult as losing because I need to keep monitoring the food I eat and has to continually exercise. But, I’m happy with the result so the effort is worth it.
When you travel with a fanny back, you can rest assure that you will instantly be branded as a tourist. I have yet to see a non-American tourist sporting the fanny. Get rid of the fanny pack, it is aging, cheesy and worse of all just plain ugly. I know this sounds obvious but I have no idea why so many people open an oversize map in the middle of the street. Study the map before leaving the hotel or even better leaving your home. That way, a quick glance while walking around is all you need to re-orient yourself.
Yesterday, the owner of the house arrived. We thought she will be with the rest of her sisters. But, to our surprise she is with her boyfriend. I guess that is the reason, she is keeping her return a secret. Yet, I don’t think there is a need to hide anything since she is already 33 years old. She has all the rights to have a relationship even without the consent of her parents or those who raised her.