It is true that when a person is doing high risk activities or have a serious illness, most insurance companies would reject their application. One of my friends who love scuba diving is having a hard time looking for an insurance company that will give him high risk life insurance. When he finds one, the company will charge him ridiculous amount.
That is the very reason he doesn’t have any insurance at all. And, he is already losing hope in this matter. He would rather save his money to his bank account than pay tremendously high monthly premiums. He said it is the same way.
Well, I don’t know about that. I am not pretty sure if both have the same benefits. I think insurance will give me higher advantage in terms of reimbursement. But, I am not certain about that. Anyway, it’s his life so I won’t bother telling him about that.
i always make sure that we have adequate travel insurance when going out for a vacation;~;